AP EXPRESS PLATFORM
INVOICE AUTOMATION
ACTIVE
Capture → Extract → Match → Approve
SUPPLIER MANAGEMENT
VERIFIED
Onboard → W-9 Upload → TIN Verification → Bank Verification
PAYMENTS
PROTECTED
Validate → Approve → Protect → Pay
TRUSTED BY ENTERPRISE FINANCE TEAMS
200+ Customers
1,000+ Users
12+ Countries
Supporting enterprise AP operations across industries, ERP environments, countries and languages.
THE NIVO1 PLATFORM
Accounts payable shouldn’t be a collection of disconnected processes. AP Express connects invoice automation, supplier management and payments in one enterprise platform.
Intelligence across the AP lifecycle
AUTOMATE INVOICES
Capture → Extract → Match → Approve
INVOICE #84219
$48,392.00
PO MATCHED
Automate invoice capture, validation, PO matching, coding, approvals and exception handling while giving AP complete visibility throughout the process.
MANAGE SUPPLIERS
Onboard → Verify → Collaborate → Maintain
Supplier Onboarding
✓ Company Information
✓ W-9 Uploaded
✓ TIN Verified
✓ Bank Account Verified
→ Internal Approval
80% Complete
Verification in progress
Digitize supplier onboarding, verify tax and banking information, manage supplier data and give suppliers secure self-service access throughout the AP lifecycle.
PROTECT PAYMENTS
Validate → Control → Protect → Pay
PAYMENT CONTROL
$1.84M secured for execution
Bank verified
READY
Extend automation through payment while strengthening controls around supplier banking information, approvals and payment fraud.
AP EXPRESS SUPPLIER PORTAL
INVITE
→ ONBOARD
→ VERIFY
→ APPROVE
→ TRANSACT
→ PAY
→ MAINTAIN
Onboard & Verify
Capture and verify supplier information, tax documentation and banking details through a structured onboarding process.
Manage Supplier Data
Maintain company information, contacts, addresses, payment information, certifications and ongoing supplier changes.
Transact & Collaborate
Enable suppliers to submit and track invoices, access transaction information and securely interact with AP.
Payments & Visibility
Give suppliers visibility into invoice and payment status while supporting controlled changes to sensitive banking information.
SELF-SERVICE FOR SUPPLIERS. CONTROL FOR AP.
Suppliers can manage information and access the answers they need while AP maintains structured workflows, approvals and visibility over supplier activity.
PAYMENTS & SECURITY
PAYMENT CONTROL PATH
CONTROLLED
01
APPROVED INVOICE
INV-10482 • 48,700 USD
02
VERIFIED SUPPLIER
Tax profile • Validated
03
PROTECTED BANKING
Account match • Cleared
04
PAYMENT APPROVAL
2 of 2 approvers • Confirmed
05
PAYMENT
Release ready • Traceable
BANK CHANGE PROTECTION
Supplier banking changes are among the most sensitive activities in accounts payable. AP Express moves bank-change requests into a controlled digital workflow with verification, configurable approvals and complete audit history.
Organizations can also configure a waiting period before payments are released to newly changed banking information.
BANK CHANGE CONTROLS
Supplier Verification
Multi-Level Approval
Complete Audit History
BANK CHANGE CONTROL FLOW
COMPLETE AUDIT TRAIL
01
BANK CHANGE REQUEST
REVIEWED
02
SUPPLIER AUTHENTICATION
VERIFIED
03
BANK ACCOUNT VERIFICATION
VERIFIED
04
INTERNAL REVIEW
REVIEWED
05
MULTI-LEVEL APPROVAL
APPROVED
06
COOLING-OFF PERIOD
PROTECTED
07
ACTIVATE
PROTECTED
NIVOIQ™ | INTELLIGENCE LAYER
AP EXPRESS PLATFORM
INVOICE AUTOMATION ↓
INVOICE INTELLIGENCE
Identify exceptions, improve decisions and automate more of the invoice lifecycle.
SUPPLIER MANAGEMENT ↓
SUPPLIER INTELLIGENCE
Identify supplier risk, changes and activity that deserve attention.
PAYMENTS ↓
PAYMENT INTELLIGENCE
Identify payment risk and help finance teams make more informed payment decisions.
THREE PILLARS, ONE INTELLIGENCE LAYER
↓
NivoIQ™
The Intelligence Layer Across AP Express
SIGNALS IN
Invoice Data
Supplier Activity
Approval Behavior
Payment Activity
NivoIQ™
Signals in → Intelligence → Action
CONTINUOUS INTELLIGENCE
INTELLIGENCE FOR FINANCE
Recommendations
Exceptions
Risk Signals
Insights
PRACTICAL AI. PURPOSE-BUILT FOR AP.
NivoIQ is focused on practical use cases that help finance teams reduce manual work, recognize risk and make better decisions—not AI for AI’s sake.
Explore NivoIQ
ENTERPRISE ERP INTEGRATION
ERP ECOSYSTEM
Multi-ERP
One AP Platform
AP EXPRESS
Enterprise AP Platform
Invoice Automation • Supplier Management • Payments
↔ BIDIRECTIONAL ENTERPRISE INTEGRATION ↔
Oracle E-Business Suite
Oracle ERP Cloud
JD Edwards
SAP
Other ERP
IT-LIGHT DEPLOYMENT
Enterprise AP Automation Without the Enterprise IT Project.
AP Express connects quickly with your existing ERP—helping finance modernize AP without creating another major project for IT.
Typical customer IT involvement to establish the initial ERP connection.*
*Typical customer IT involvement may vary based on ERP environment, integration method and customer requirements.
Fast to Connect
Designed for rapid ERP connectivity.
Minimal IT Resources
Reduce the burden on internal IT teams.
No ERP Replacement
Extend the financial systems already in place.
UNIVERSAL INTEGRATION
One AP Platform. Across ERPs, Countries and Languages.
AP Express gives multinational finance organizations a consistent AP experience across ERP environments and geographies—with localized user interfaces for global teams.
MULTI-ERP
Connect AP Express across Oracle, JD Edwards, SAP and other ERP environments.
MULTI-COUNTRY
Support AP operations across countries and global business units with one consistent enterprise platform.
MULTI-LANGUAGE
Give global teams an AP Express user experience translated into their local language, while supporting invoice capture across 100+ languages.
Extend Your ERP. Don’t Replace It.
AP Express adds modern accounts payable automation while your ERP remains the financial system of record.
THE BUSINESS IMPACT
MORE AP CAPACITY. LESS STAFFING PRESSURE.
BUSINESS DEMAND
Invoice Volume ↑
Supplier Volume ↑
Business Growth ↑
Complexity ↑
AP EXPRESS
AP WORKLOAD & TRANSACTION VOLUME ↗
AP STAFFING REQUIREMENTS ↗
Capacity and productivity scale faster than staffing demand.
Handle More With the Same Team
Automate repetitive work and manage invoices by exception so AP teams can support higher transaction volumes.
Accelerate Processing
Move invoices through capture, matching, approval and ERP processing with less manual intervention.
Maintain Control as You Grow
Standardize workflows, approvals, supplier verification and auditability across expanding AP operations.
Improve the Supplier Experience
Give suppliers greater self-service and visibility while reducing routine inquiries to AP.
AUTOMATE THE ROUTINE. MANAGE THE EXCEPTIONS.
AP Express helps finance organizations increase capacity and productivity without adding overhead at the same pace as transaction growth.
CUSTOMER RESULTS
Proven in Complex Enterprise AP Environments.
AP Express helps enterprise finance teams reduce manual work, improve control, modernize legacy AP processes and scale operations across complex ERP environments.
McElroy Metal
JD EDWARDS | 80+ LOCATIONS | MANUFACTURING
91% → 15%
Invoices processed manually
2,300
Invoices processed per week
99%
AP balances maintained current
Scale AP Without Scaling the Team.
“McElroy Metal was processing more than 2,000 invoices each week across a highly decentralized organization, with nearly all invoices handled manually. After implementing AP Express, manual invoice processing dropped dramatically and the AP team gained the capacity to handle the workload with fewer staffing pressures.”
“We’re still down a person, but it’s not an issue. The AP team is able to handle everything.”
Amy Malone · Accounting Manager, Accounts Payable · McElroy Metal
“This was the most efficient, smoothest one I’ve ever been a part of.”
Amanda Morton · Business Process Manager · McElroy Metal
Built for Long-Term Partnership.
“AP Express combines enterprise AP automation with deep ERP expertise, hands-on implementation and ongoing partnership focused on continuous improvement.”